What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7922 - Tickets
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 9399 - Government Services
- 5699 - Accessories
- 5722 - Household appliance
- 5211 - Building materials
- 5813 - Bars
- 6300 - Insurance
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 4722 - Tourism
- 4011 - Railway
- 5532 - Tires
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5552 - Charging stations
- 8999 - Professional services
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 4511 - Air Carriers, Airlines
- 3009 - Air Canada
- 5734 - Computer Software
- 5094 - Jewelry
- 8299 - Education
- 4816 - Information Services
- 7991 - Tourism
- 5172 - Petroleum
- 5811 - Caterers
- 5999 - Miscellaneous
- 8734 - Testing laboratories
- 5021 - Furniture
- 5511 - Car dealerships
- 8062 - Hospitals
- 5816 - Games
- 7032 - Recreation
- 8398 - Charity
- 7994 - Videogames
- 7523 - Parking
- 3509 - Marriott Hotels
- 6012 - Financial services
- 3007 - Air France
- 5631 - Clothing stores
- 4111 - Passenger transportation
- 4899 - The television
- 7996 - Entertainment
- 5968 - Subscriptions
- 8099 - Medical services
- 4121 - Taxi
- 5818 - Digital Goods
- 5137 - Clothing
- 3000 - United Airlines
- 5599 - Car dealerships
- 8661 - Organizations, Religious
- 5975 - Hearing Aids
- 4815 - Telephone services
- 4131 - Transportation. Bus
- 5139 - Footwear
- 3112 - Windward Island
- 3001 - American Airlines
- 5611 - Mens clothing
- 8699 - Organizations, Membership
- 5013 - Auto Parts
- 5948 - Leather Products
- 8011 - Medicine
- 7542 - Car Washes
- 3810 - La Costa Resort
- 5815 - Digital Goods
- 9402 - Mail
- 3020 - Air India
- 4215 - Delivery service
- 7512 - Automobile Rental Agency
- 3503 - Sheraton Hotels and Resorts
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers