What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 7531 - Auto repair
- 7538 - Maintenance stations
- 9399 - Government Services
- 7922 - Tickets
- 5977 - Cosmetics
- 5211 - Building materials
- 5722 - Household appliance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 5399 - Merchandise stores
- 5816 - Games
- 5552 - Charging stations
- 4899 - The television
- 4511 - Air Carriers, Airlines
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5942 - Book Stores
- 3009 - Air Canada
- 8299 - Education
- 5441 - Sweets
- 4816 - Information Services
- 5995 - Pet supplies
- 8398 - Charity
- 5297 - Retail stores
- 4111 - Passenger transportation
- 8999 - Professional services
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 7996 - Entertainment
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 5983 - Fuel
- 3007 - Air France
- 8099 - Medical services
- 5631 - Clothing stores
- 8661 - Organizations, Religious
- 4131 - Transportation. Bus
- 5137 - Clothing
- 7338 - Copy centers
- 6012 - Financial services
- 4815 - Telephone services
- 5968 - Subscriptions
- 3000 - United Airlines
- 5818 - Digital Goods
- 7032 - Recreation
- 3509 - Marriott Hotels
- 5599 - Car dealerships
- 7991 - Tourism
- 5261 - Garden accessories
- 8734 - Testing laboratories
- 5094 - Jewelry
- 8062 - Hospitals
- 5975 - Hearing Aids
- 5734 - Computer Software
- 5172 - Petroleum
- 5021 - Furniture
- 7994 - Videogames
- 7523 - Parking
- 4829 - Money transfer
- 4411 - Cruise Lines
- 7297 - Massage
- 3622 - Merlin Hotel (Perth)
- 3030 - Aerolineas Argentinas
- 5621 - Womens clothing
- 8641 - Public organizations
- 5039 - Building materials
- 5960 - Insurance
- 1731 - Electrical Contractors
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers