What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 7922 - Tickets
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5722 - Household appliance
- 5211 - Building materials
- 5977 - Cosmetics
- 8220 - Education. University
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5995 - Pet supplies
- 5571 - Car dealerships
- 9399 - Government Services
- 5942 - Book Stores
- 5021 - Furniture
- 5968 - Subscriptions
- 5818 - Digital Goods
- 7994 - Videogames
- 7523 - Parking
- 5599 - Car dealerships
- 5441 - Sweets
- 8099 - Medical services
- 7032 - Recreation
- 7996 - Entertainment
- 5137 - Clothing
- 5734 - Computer Software
- 4899 - The television
- 6012 - Financial services
- 3509 - Marriott Hotels
- 3007 - Air France
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5811 - Caterers
- 5511 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 5094 - Jewelry
- 7298 - Health and beauty
- 8999 - Professional services
- 4815 - Telephone services
- 8062 - Hospitals
- 4121 - Taxi
- 3000 - United Airlines
- 5631 - Clothing stores
- 8398 - Charity
- 4816 - Information Services
- 7699 - Repairs
- 3112 - Windward Island
- 3001 - American Airlines
- 8641 - Public organizations
- 4723 - Tour operators
- 3810 - La Costa Resort
- 5122 - Drugs
- 3020 - Air India
- 4829 - Money transfer
- 5999 - Miscellaneous
- 9950 - In-company purchases
- 4215 - Delivery service
- 3503 - Sheraton Hotels and Resorts
- 5039 - Building materials
- 3005 - British Airways
- 8661 - Organizations, Religious
- 4784 - Toll roads
- 7531 - Auto repair
- 3030 - Aerolineas Argentinas
- 5611 - Mens clothing
- 5948 - Leather Products
- 4411 - Cruise Lines
- 7833 - Cinemas
- 5815 - Digital Goods
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers