What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5722 - Household appliance
- 5977 - Cosmetics
- 5699 - Accessories
- 4722 - Tourism
- 5532 - Tires
- 6300 - Insurance
- 5211 - Building materials
- 4011 - Railway
- 3009 - Air Canada
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 5942 - Book Stores
- 8220 - Education. University
- 5571 - Car dealerships
- 8999 - Professional services
- 8398 - Charity
- 3000 - United Airlines
- 5599 - Car dealerships
- 9399 - Government Services
- 5441 - Sweets
- 7996 - Entertainment
- 7523 - Parking
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 4111 - Passenger transportation
- 5816 - Games
- 3509 - Marriott Hotels
- 7032 - Recreation
- 4121 - Taxi
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3007 - Air France
- 5631 - Clothing stores
- 7298 - Health and beauty
- 5818 - Digital Goods
- 3810 - La Costa Resort
- 5422 - Meat
- 3008 - Lufthansa
- 7994 - Videogames
- 7512 - Automobile Rental Agency
- 4411 - Cruise Lines
- 3076 - Aeromexico
- 5122 - Drugs
- 7699 - Repairs
- 4815 - Telephone services
- 6513 - Rental Property
- 5948 - Leather Products
- 5013 - Auto Parts
- 5992 - Florists
- 8641 - Public organizations
- 3503 - Sheraton Hotels and Resorts
- 5734 - Computer Software
- 3001 - American Airlines
- 5611 - Mens clothing
- 4816 - Information Services
- 9950 - In-company purchases
- 5960 - Insurance
- 3020 - Air India
- 5021 - Furniture
- 7531 - Auto repair
- 8661 - Organizations, Religious
- 5811 - Caterers
- 5139 - Footwear
- 3005 - British Airways
- 5621 - Womens clothing
- 4829 - Money transfer
- 5964 - Goods by mail
- 5511 - Car dealerships
- 3030 - Aerolineas Argentinas
- 5817 - Applications
- 5039 - Building materials
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers