What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5532 - Tires
- 6300 - Insurance
- 5977 - Cosmetics
- 5699 - Accessories
- 4722 - Tourism
- 5942 - Book Stores
- 8220 - Education. University
- 5571 - Car dealerships
- 5211 - Building materials
- 4011 - Railway
- 3009 - Air Canada
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 8734 - Testing laboratories
- 3007 - Air France
- 7298 - Health and beauty
- 5631 - Clothing stores
- 5818 - Digital Goods
- 8999 - Professional services
- 8398 - Charity
- 3000 - United Airlines
- 5599 - Car dealerships
- 5441 - Sweets
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 4111 - Passenger transportation
- 5816 - Games
- 3509 - Marriott Hotels
- 7032 - Recreation
- 4121 - Taxi
- 8062 - Hospitals
- 5552 - Charging stations
- 4723 - Tour operators
- 5999 - Miscellaneous
- 3570 - Grand Met Forum Hotels
- 7991 - Tourism
- 4899 - The television
- 4215 - Delivery service
- 5968 - Subscriptions
- 3052 - LATAM Chile Airlines
- 7542 - Car Washes
- 5111 - Chancery
- 4784 - Toll roads
- 5422 - Meat
- 3810 - La Costa Resort
- 7994 - Videogames
- 3008 - Lufthansa
- 7512 - Automobile Rental Agency
- 4411 - Cruise Lines
- 3076 - Aeromexico
- 7699 - Repairs
- 5122 - Drugs
- 4815 - Telephone services
- 6513 - Rental Property
- 5948 - Leather Products
- 5013 - Auto Parts
- 5992 - Florists
- 8641 - Public organizations
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5734 - Computer Software
- 5611 - Mens clothing
- 4816 - Information Services
- 9950 - In-company purchases
- 5960 - Insurance
- 3020 - Air India
- 7531 - Auto repair
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers