What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5941 - Sports goods
- 5331 - Variety stores
- 5499 - Food stores
- 5300 - Wholesalers
- 5251 - Hardware Stores
- 5921 - Alcohol
- 7011 - Hotels and resorts
- 7538 - Maintenance stations
- 5943 - Stationery
- 5661 - Shoes
- 5722 - Household appliance
- 5813 - Bars
- 5699 - Accessories
- 5399 - Merchandise stores
- 4722 - Tourism
- 5995 - Pet supplies
- 5571 - Car dealerships
- 6300 - Insurance
- 3009 - Air Canada
- 5977 - Cosmetics
- 5211 - Building materials
- 7922 - Tickets
- 5942 - Book Stores
- 9399 - Government Services
- 8220 - Education. University
- 5137 - Clothing
- 5532 - Tires
- 4900 - Utilities
- 7523 - Parking
- 4121 - Taxi
- 8734 - Testing laboratories
- 8062 - Hospitals
- 5992 - Florists
- 3020 - Air India
- 5818 - Digital Goods
- 7991 - Tourism
- 4829 - Money transfer
- 7298 - Health and beauty
- 3570 - Grand Met Forum Hotels
- 3005 - British Airways
- 5111 - Chancery
- 7542 - Car Washes
- 5511 - Car dealerships
- 3030 - Aerolineas Argentinas
- 4899 - The television
- 7994 - Videogames
- 7512 - Automobile Rental Agency
- 5552 - Charging stations
- 4111 - Passenger transportation
- 3007 - Air France
- 5964 - Goods by mail
- 8398 - Charity
- 7699 - Repairs
- 4723 - Tour operators
- 5999 - Miscellaneous
- 3052 - LATAM Chile Airlines
- 7996 - Entertainment
- 5734 - Computer Software
- 5422 - Meat
- 3008 - Lufthansa
- 5968 - Subscriptions
- 5816 - Games
- 4815 - Telephone services
- 3076 - Aeromexico
- 5013 - Auto Parts
- 5811 - Caterers
- 7531 - Auto repair
- 5621 - Womens clothing
- 4215 - Delivery service
- 5441 - Sweets
- 8999 - Professional services
- 5817 - Applications
- 4816 - Information Services
- 3509 - Marriott Hotels
- 3000 - United Airlines
- 5039 - Building materials
- 5631 - Clothing stores
- 4511 - Air Carriers, Airlines
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers