What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 7011 - Hotels and resorts
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5661 - Shoes
- 5943 - Stationery
- 5813 - Bars
- 7922 - Tickets
- 5699 - Accessories
- 6300 - Insurance
- 5722 - Household appliance
- 5532 - Tires
- 3009 - Air Canada
- 4722 - Tourism
- 5571 - Car dealerships
- 5211 - Building materials
- 5995 - Pet supplies
- 8220 - Education. University
- 4900 - Utilities
- 5942 - Book Stores
- 5399 - Merchandise stores
- 5977 - Cosmetics
- 4011 - Railway
- 4111 - Passenger transportation
- 7032 - Recreation
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 8062 - Hospitals
- 4121 - Taxi
- 8734 - Testing laboratories
- 5137 - Clothing
- 7298 - Health and beauty
- 5631 - Clothing stores
- 9399 - Government Services
- 7996 - Entertainment
- 3000 - United Airlines
- 7523 - Parking
- 8641 - Public organizations
- 5039 - Building materials
- 3503 - Sheraton Hotels and Resorts
- 5948 - Leather Products
- 5422 - Meat
- 3001 - American Airlines
- 4829 - Money transfer
- 7531 - Auto repair
- 3020 - Air India
- 8661 - Organizations, Religious
- 5734 - Computer Software
- 5111 - Chancery
- 4723 - Tour operators
- 3509 - Marriott Hotels
- 5964 - Goods by mail
- 3005 - British Airways
- 4899 - The television
- 5999 - Miscellaneous
- 3030 - Aerolineas Argentinas
- 5811 - Caterers
- 7991 - Tourism
- 4784 - Toll roads
- 5621 - Womens clothing
- 3570 - Grand Met Forum Hotels
- 5968 - Subscriptions
- 5817 - Applications
- 5297 - Retail stores
- 3007 - Air France
- 7542 - Car Washes
- 4215 - Delivery service
- 8999 - Professional services
- 3052 - LATAM Chile Airlines
- 5139 - Footwear
- 7994 - Videogames
- 4815 - Telephone services
- 7512 - Automobile Rental Agency
- 3810 - La Costa Resort
- 5511 - Car dealerships
- 5818 - Digital Goods
- 8398 - Charity
- 3008 - Lufthansa
- 5013 - Auto Parts
- 7699 - Repairs
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers