What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 5542 - Gas station
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 6300 - Insurance
- 5661 - Shoes
- 5532 - Tires
- 5211 - Building materials
- 5977 - Cosmetics
- 4722 - Tourism
- 5699 - Accessories
- 4011 - Railway
- 5942 - Book Stores
- 3009 - Air Canada
- 5571 - Car dealerships
- 8220 - Education. University
- 9399 - Government Services
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 5811 - Caterers
- 5511 - Car dealerships
- 5094 - Jewelry
- 3000 - United Airlines
- 7032 - Recreation
- 5631 - Clothing stores
- 5968 - Subscriptions
- 4511 - Air Carriers, Airlines
- 8062 - Hospitals
- 5818 - Digital Goods
- 6012 - Financial services
- 4816 - Information Services
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 7298 - Health and beauty
- 5021 - Furniture
- 3509 - Marriott Hotels
- 5599 - Car dealerships
- 5441 - Sweets
- 8999 - Professional services
- 4121 - Taxi
- 8398 - Charity
- 5137 - Clothing
- 3007 - Air France
- 5734 - Computer Software
- 4899 - The television
- 7996 - Entertainment
- 5816 - Games
- 7523 - Parking
- 5139 - Footwear
- 3008 - Lufthansa
- 5621 - Womens clothing
- 5964 - Goods by mail
- 9950 - In-company purchases
- 4411 - Cruise Lines
- 3076 - Aeromexico
- 5817 - Applications
- 7531 - Auto repair
- 5999 - Miscellaneous
- 5552 - Charging stations
- 4815 - Telephone services
- 8661 - Organizations, Religious
- 5013 - Auto Parts
- 3503 - Sheraton Hotels and Resorts
- 5111 - Chancery
- 3001 - American Airlines
- 5422 - Meat
- 7991 - Tourism
- 3020 - Air India
- 5122 - Drugs
- 7542 - Car Washes
- 3005 - British Airways
- 4829 - Money transfer
- 5948 - Leather Products
- 7994 - Videogames
- 3030 - Aerolineas Argentinas
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers