What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 6300 - Insurance
- 5661 - Shoes
- 5532 - Tires
- 5211 - Building materials
- 4722 - Tourism
- 5977 - Cosmetics
- 5699 - Accessories
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 4011 - Railway
- 5942 - Book Stores
- 3009 - Air Canada
- 5571 - Car dealerships
- 8220 - Education. University
- 9399 - Government Services
- 5297 - Retail stores
- 5811 - Caterers
- 5511 - Car dealerships
- 3000 - United Airlines
- 5094 - Jewelry
- 7032 - Recreation
- 5631 - Clothing stores
- 4511 - Air Carriers, Airlines
- 5968 - Subscriptions
- 8062 - Hospitals
- 5818 - Digital Goods
- 4816 - Information Services
- 6012 - Financial services
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 7298 - Health and beauty
- 5021 - Furniture
- 3509 - Marriott Hotels
- 5599 - Car dealerships
- 5441 - Sweets
- 8999 - Professional services
- 4121 - Taxi
- 8398 - Charity
- 3007 - Air France
- 5734 - Computer Software
- 5137 - Clothing
- 4899 - The television
- 7996 - Entertainment
- 5816 - Games
- 7523 - Parking
- 4784 - Toll roads
- 8641 - Public organizations
- 3810 - La Costa Resort
- 3008 - Lufthansa
- 5139 - Footwear
- 5621 - Womens clothing
- 9950 - In-company purchases
- 4411 - Cruise Lines
- 5964 - Goods by mail
- 3076 - Aeromexico
- 5817 - Applications
- 7531 - Auto repair
- 5552 - Charging stations
- 4815 - Telephone services
- 5999 - Miscellaneous
- 8661 - Organizations, Religious
- 5013 - Auto Parts
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5111 - Chancery
- 5422 - Meat
- 7991 - Tourism
- 3020 - Air India
- 7542 - Car Washes
- 3005 - British Airways
- 5122 - Drugs
- 4829 - Money transfer
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers