What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5921 - Alcohol
- 5661 - Shoes
- 5251 - Hardware Stores
- 5722 - Household appliance
- 5542 - Gas station
- 5699 - Accessories
- 6300 - Insurance
- 5977 - Cosmetics
- 5995 - Pet supplies
- 5942 - Book Stores
- 5813 - Bars
- 3009 - Air Canada
- 9399 - Government Services
- 7523 - Parking
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 4900 - Utilities
- 5532 - Tires
- 3052 - LATAM Chile Airlines
- 8734 - Testing laboratories
- 4215 - Delivery service
- 3008 - Lufthansa
- 5631 - Clothing stores
- 5422 - Meat
- 3076 - Aeromexico
- 8999 - Professional services
- 7542 - Car Washes
- 5968 - Subscriptions
- 4815 - Telephone services
- 8062 - Hospitals
- 7512 - Automobile Rental Agency
- 5211 - Building materials
- 3509 - Marriott Hotels
- 3000 - United Airlines
- 7699 - Repairs
- 4816 - Information Services
- 3020 - Air India
- 8220 - Education. University
- 5511 - Car dealerships
- 5734 - Computer Software
- 4111 - Passenger transportation
- 3005 - British Airways
- 5816 - Games
- 3030 - Aerolineas Argentinas
- 8398 - Charity
- 7531 - Auto repair
- 5811 - Caterers
- 4121 - Taxi
- 3007 - Air France
- 7994 - Videogames
- 5621 - Womens clothing
- 5999 - Miscellaneous
- 5817 - Applications
- 5137 - Clothing
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers