What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5921 - Alcohol
- 5661 - Shoes
- 5251 - Hardware Stores
- 5699 - Accessories
- 5722 - Household appliance
- 5542 - Gas station
- 5942 - Book Stores
- 6300 - Insurance
- 5977 - Cosmetics
- 5995 - Pet supplies
- 4900 - Utilities
- 5532 - Tires
- 5813 - Bars
- 3009 - Air Canada
- 9399 - Government Services
- 7523 - Parking
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 5816 - Games
- 3030 - Aerolineas Argentinas
- 8398 - Charity
- 7531 - Auto repair
- 4121 - Taxi
- 5811 - Caterers
- 3007 - Air France
- 7994 - Videogames
- 5621 - Womens clothing
- 5999 - Miscellaneous
- 5817 - Applications
- 5137 - Clothing
- 3052 - LATAM Chile Airlines
- 8734 - Testing laboratories
- 4215 - Delivery service
- 3008 - Lufthansa
- 5631 - Clothing stores
- 5422 - Meat
- 3076 - Aeromexico
- 8999 - Professional services
- 7542 - Car Washes
- 5968 - Subscriptions
- 4815 - Telephone services
- 8062 - Hospitals
- 7512 - Automobile Rental Agency
- 5211 - Building materials
- 3509 - Marriott Hotels
- 3000 - United Airlines
- 7699 - Repairs
- 4816 - Information Services
- 3020 - Air India
- 8220 - Education. University
- 5511 - Car dealerships
- 4111 - Passenger transportation
- 5734 - Computer Software
- 3005 - British Airways
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers