What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7922 - Tickets
- 5813 - Bars
- 7538 - Maintenance stations
- 9399 - Government Services
- 5977 - Cosmetics
- 5211 - Building materials
- 5722 - Household appliance
- 5943 - Stationery
- 6300 - Insurance
- 5661 - Shoes
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 5399 - Merchandise stores
- 7298 - Health and beauty
- 3009 - Air Canada
- 5552 - Charging stations
- 8299 - Education
- 4899 - The television
- 5571 - Car dealerships
- 8398 - Charity
- 5942 - Book Stores
- 4511 - Air Carriers, Airlines
- 8999 - Professional services
- 5441 - Sweets
- 4816 - Information Services
- 5995 - Pet supplies
- 5297 - Retail stores
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 5816 - Games
- 4111 - Passenger transportation
- 5983 - Fuel
- 7991 - Tourism
- 8734 - Testing laboratories
- 6012 - Financial services
- 5631 - Clothing stores
- 8062 - Hospitals
- 4121 - Taxi
- 5137 - Clothing
- 7032 - Recreation
- 7994 - Videogames
- 7523 - Parking
- 5968 - Subscriptions
- 4815 - Telephone services
- 5818 - Digital Goods
- 3007 - Air France
- 5599 - Car dealerships
- 7996 - Entertainment
- 5261 - Garden accessories
- 5094 - Jewelry
- 5975 - Hearing Aids
- 8099 - Medical services
- 5172 - Petroleum
- 3509 - Marriott Hotels
- 5734 - Computer Software
- 8661 - Organizations, Religious
- 5021 - Furniture
- 3000 - United Airlines
- 4225 - Storage
- 3570 - Grand Met Forum Hotels
- 8699 - Organizations, Membership
- 5039 - Building materials
- 5621 - Womens clothing
- 5960 - Insurance
- 8011 - Medicine
- 4784 - Toll roads
- 7542 - Car Washes
- 9402 - Mail
- 5122 - Drugs
- 3108 - Airlines
- 3001 - American Airlines
- 4411 - Cruise Lines
- 7512 - Automobile Rental Agency
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers